Policy and research

Our policy and research. Working towards a society free from problem debt.

Our policy team uses our clients’ experiences to make the evidence-based case for changing regulation, law and practice, to reduce both household risk of problem debt and the harm debt causes to people.

In this section

Find out more about household and personal debt trends in the UK:

Research and reports

Policy recommendations

Personal debt statistics

Our work in Parliament

In this section you’ll find all our latest research and reports and up-to-date debt statistics from our work to help members of the public deal with their debts. We make sure the voice of our clients is heard by raising concerns with a range of government and regulatory bodies and making proposals for action.

If you’re an MP or parliamentarian you can find information on our latest campaigns as well as briefings for Parliamentary debates at Holyrood and Westminster. We also provide resources to help constituents deal with problem debt.

General Election 2017: A chance to help turn round lives held back by debt

Based on our experience as the UK’s largest debt advice charity StepChange suggests a range of policies that will help struggling households now. Read our Election brief

Our latest debt research

Our latest statistics reveal that there was record demand for debt advice from StepChange Debt Charity in 2016. 599,026 people contacted us for help during the year, the equivalent of one person every 53 seconds.

Our consultation responses

Read our consultation responses on issues that affect our clients and people in debt or at risk of problem debt.

About our work

With over 20 years’ experience providing free debt advice and solutions, we’re well placed to inform policy and practice change.

Our policy team undertakes research into personal debt, shares insights, and shapes policy proposals. This helps inform and influence change through a range of government and regulatory bodies, financial trade associations and others from the public, private and voluntary sector.

This is all in order to achieve positive changes to people’s lives and to work towards a society free from problem debt.

Our policy blog

Written by industry experts in our policy team, our policy blog is packed with insight and comment on the latest UK personal debt trends. 

© StepChange Debt Charity 2017

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.